AE Talk: Understanding Credit in Reverse Mortgages

In this episode of AE Talk, Iona Osment-Jewitt explains how credit is evaluated in the reverse mortgage process and what it means for your clients.

While credit scores aren’t the primary factor, lenders review overall financial health—including income, assets, and payment history—to ensure borrowers can maintain property taxes and insurance.

Iona also shares solutions for clients with credit challenges, like Life Expectancy Set-Asides, to help them still qualify.

Watch the video to better understand how credit fits into reverse mortgage approvals and how to guide your clients more effectively.

Stay Informed with AE Talk
Our goal with AE Talk is to provide valuable insights that help you navigate the reverse mortgage space with confidence. Stay tuned for more episodes, where our expert AEs will continue to break down complex topics and scenarios to support your business.

Have questions or want to learn more? Contact us at (888) 369-1573, and let’s discuss how reverse mortgages can help your clients.